For many of us in the UK we have all seen the adverts etc regarding Payment Protection Insurance and claiming it back etc, if you have had it then I can assure you its worth looking at a claim, forget the companies advertising etc as they take a big cut, it can be done by yourself and it doesn't cost a penny, look at
Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more and follow the reclaim PPI for free.
I never thought much about it until I looked at what I had in the past, I have had loans, credit cards and a paid up Mortgage.
I've just received an offer from my first claim and couldn't sign the paperwork fast enough quite amazing to be honest only expected a few pounds back.
Well worth a look if in doubt....... you only have till next year and if your like me and thought it wasn't worth it think again.