I agree, I have many many friends who have reloaded most of their adult lives and every single one of them has had at least a couple accidents whether it be equipment failure, or just simply got distracted that one time, which is all it takes. Had a friend that accidentally double charged a casing without realizing it, bye bye expensive Colt Python. He was lucky he came out without one single scratch. I am OCD by nature, but I am also human and make mistakes so I have always been more comfortable with factory loads. I'll shoot an average of six or 7,000 rounds a year of various calibers year after year and all I have ever experienced is the occasional dud, can't say I have ever experienced anything"hot" that at least wasn't supposed to be. Another reason I have always decided not to reload is simply times sake, I don't have much of it, that would cut too much into my shooting time haha