If you were hurt and you can't work you have every right to apply for Social Security Disability. You were charged for this coverage and you don't need to feel bad about collecting.

Believe me they don't just give this to people. It could take up to four or five years to collect. Get the paper work going and hopefully you will get better and be able to return to work. If not you have a plan B for the long haul. Most likely they will turn you down the first or second time then you will have to hire an attorney. Social Security will give him a cut of you settlement and if he loses he doesn't get paid.

Bad part is Social Security doesn't pay enough to support much of a life style.